As rates for medical care continue to rise, so does the cost of hospitalization. Regardless of whether you opted for original Medicare or a Medicare Advantage Plan--there are times that you can face out of pocket costs toward your hospitalization. Each option has its own rules and limits on the number of days that are covered so it can be beneficial for some individuals to look at a Hospital Indemnity plan.

These plans offer extra coverage towards hospitalization when it becomes needed. Many plans are indemnity plans that pay you as the insured instead of the insurance companies. 

 

These plans are especially helpful to people who have selected Medicare Advantage plans but are concerned about whether or not they can meet the deductibles and copays if there was ever a hospitalization.

 

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